BenEx, Inc.

Benefit Experts (BenEx) is a privately owned, independent insurance agency
dealing exclusively in Employee Benefit Plans for all size businesses. As
an agent/broker representing ALL group insurance carriers and employee
benefit vendors, we can efficiently set up a plan that is best suited for
your needs.

Most of our services are provided to you at no cost. How? We are
compensated directly by the insurance company as an agent service provider.

You Should Be Selective
Expertise matters whether you're the Owner or the Employee Benefits
Manager. For a business to be successful, we realize two things:

1) Employee Benefit Plans are very important to the recruitment and
retention of your employees, and

2) Controlling your costs to provide these benefits is critical.

Just as doctors and lawyers specialize, you too should select a benefits expert.
You should select insurance brokers for specific needs. One size does not
fit all!

Hiring BenEx to handle your Employee Benefits will free you up to do what
you do best.

SERVICES You Can Expect from BenEx:

A complete analysis of your Employee Benefit needs/programs.
Replace or add a specific plan, or design a comprehensive Employee Benefit program.
Submit your specifications to the market for quotes.
Provide you a variety of quotes with our recommendation.
Negotiate details with the selected carrier/vendor, looking for ways to
save you money and reduce risks.
Conduct employee meetings to communicate, educate and enroll your
employees in the program(s).
Assist you throughout the year with questions/issues that arise.
Keep you informed of new and pending legislation that affect employee
benefit plans.
At annual renewal, review each program for rate competitiveness and
overall satisfaction.

EMPLOYEE BENEFIT PRODUCTS:

Medical
Life and AD&D
Long and Short Term Disability
Dental
Long Term Care
Voluntary Products (cancer, life, disability, etc.)
Business Travel Accident
Vision

SPECIALTY PRODUCTS:

Health Savings Accounts
Self-funding/Reinsurance
Flexible Spending Accounts
COBRA Administration
Employee Assistance Programs
Wellness Programs